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Personalized Financial Services Designed to Align Every Piece of Your Wealth Strategy
Personalized Financial Services Designed to Align Every Piece of Your Wealth Strategy
At Stone Legacy Capital, we believe every client deserves a first-class experience. That’s why we take a family office approach to serving you. This approach allows us to integrate a wide range of custom financial strategies, based on your particular needs, goals and challenges. As your advocate, we strive to ensure all of these strategies continually work together to help you progress toward your version of financial success.
At Stone Legacy Capital, we believe every client deserves a first-class experience. That’s why we take a family office approach to serving you. This approach allows us to integrate a wide range of custom financial strategies, based on your particular needs, goals and challenges. As your advocate, we strive to ensure all of these strategies continually work together to help you progress toward your version of financial success.
Financial Planning
We take a comprehensive approach to ensuring all aspects of your financial life are working together in pursuit of your goals. This approach allows us to incorporate a variety of custom strategies into a single financial plan to help guide all decisions going forward.
We start by getting to know you, your family and your goals for the future. Then, we conduct a thorough analysis of your current financial situation to gain an understanding of your accounts, investments, risk management strategies, estate planning strategies, etc. We use this information to identify any potential gaps and opportunities that we can help address.
From there, we propose specific strategies we believe will help improve your long-term outcomes. We incorporate these strategies into a custom financial plan, which serves as a blueprint to help guide all decisions going forward. Once your plan is implemented, we meet with you on a regular basis to discuss progress toward your goals and make any necessary adjustments as your life evolves over time.
Wealth Management
While investments play a key role in your long-term financial success, they are just one piece of a much larger puzzle. The key to investment success isn’t beating a benchmark or achieving a certain rate of return, it’s about achieving your specific goals. That’s why your goals remain our main focus as we develop a custom asset allocation that also incorporates your risk tolerance, time horizon and any potential challenges you may face.
As an independent advisory firm, we are not beholden to any asset managers, parent companies or proprietary investment minimums. This means we are free to access a virtually unlimited universe of investment opportunities on behalf of our clients.
We strive for investment diversification across various asset classes, including cash, fixed income, equities and alternatives. We also incorporate investments across multiple asset managers, market capitalizations, geographic regions and tax classifications as we develop custom portfolios that are both tax- and cost-efficient.
Once your portfolio is established, we regularly review your progress and investments, making any necessary adjustments to account for market challenges or changes in your long-term goals. We meet with you on a regular basis to discuss your progress and ensure your portfolio continues to meet your needs.
Estate Planning
If your goals include leaving a financial legacy for future generations, it’s important to have the right estate planning strategies in place. At Stone Legacy Capital, we work with multiple generations of family members to help ensure a smooth, tax-efficient transfer of assets.
Our team members have extensive experience helping clients navigate the estate planning process. Based on your specific needs and goals, we can help you implement an appropriate combination of the following estate planning documents.
Revocable living trust
Certificate of trust
Last will and testament
Financial power of attorney
Medical power of attorney
Living will with advanced directives
Tax Planning
If you’re not taking steps to reduce your tax liabilities, you could be missing out on significant wealth-building opportunities. That’s why we look for opportunities to lower your tax exposure across all of your financial strategies. Our experienced professionals can help implement tax savings across your investment portfolio, estate plan, retirement plan, real estate investments and more.
Based on your specific needs and tax risks, we can help you incorporate any combination of the following tax planning strategies.
Tax-loss harvesting
Asset location
Tax-efficient retirement withdrawal strategies
Tax savings diversification across tax-exempt, tax-deferred and taxable accounts
Roth conversions
Equity compensation strategies
Tax bracket optimization
Tax-efficient business planning strategies
Annuities
If you’re worried about running out of income in retirement, an annuity can provide you with financial peace of mind. At Stone Legacy Capital, we help clients identify and implement annuity strategies that provide a guaranteed source of lifetime income throughout retirement. Like everything we do, we incorporate your annuity as part of your overall financial plan, ensuring it complements your investment portfolio, retirement savings and retirement income strategy.
Our professionals have significant experience with annuities and other insurance products. They can help you identify and implement an annuity that makes sense for you, based on your current financial situation and future goals.
Variable annuities
Fixed annuities
Indexed annuities
Income annuities
Life Insurance
Our in-house, licensed insurance professionals can help you evaluate life insurance options and choose a policy to meet your needs and protect your loved ones. As independent advisors, we are free to evaluate policies from a variety of insurance companies to identify the most cost-effective solution, while ensuring adequate coverage.
Medicare Planning
At Stone Legacy Capital, we have extensive experience helping clients navigate their Medicare options to find the best coverage to meet their needs. We can help you decide between Original Medicare, Medicare Advantage and Medicare Supplement plans and prescription drug coverage. Our Medicare support services include:
Evaluating various plan options based on your particular healthcare needs, medications and preferences
Identifying the best coverage options and recommending a plan that meets your needs
Walking you through the enrollment process
Providing ongoing support to ensure your coverage continues to meet your needs
Ready to take the first step?
Schedule a call with a member of our team
At Stone Legacy Capital, our mission is to deliver forward-thinking, innovative financial advice to help you pursue your financial goals.
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All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or an indication of future results. Opinions expressed herein are solely those of Stone Legacy Capital LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Stone Legacy Capital LLC, an Investment Advisor in the State of North Carolina. Being registered as an investment adviser does not imply a certain level of skill or training. Insurance products and services are offered through Stone Legacy Insurance LLC, an affiliated company.
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